Does Medicare Pay for Caregivers?

Does Medicare Pay for Caregivers? Your Guide to In-Home Healthcare (Parts of this information is from, an excellent site focused only on health topics) Caregivers are a form of in-home care and offering caregivers as In-Home Care has seen a significant rise among health plans over the last 10 years.  The biggest growth has […]

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The Self-Employed Need a Paycheck Protection Program

At any given time, a lot of people are out of work due to illness or injuries and need paycheck protection. What will YOU do when the paycheck is no longer coming in? How many checks can you miss before the pain is too great? It’s one thing to be unemployed, yet another to be […]

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Healthcare Needs that Health Insurance Does Not Cover

Just What Healthcare Needs Does Health Insurance Not Cover? After many hospital stays, people learn the hard way that, indeed, health insurance does not cover all things healthcare-related. When a serious medical need arises there are often multiple stages that one goes through on the path to recovery. A stroke victim may stay in a […]

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Yikes! What she found in her medical records was devastating

First off, understand this. They’re YOUR medical records. Recently, someone applying for one of our health plans learned something that truly shocked her. Written in her records was a diagnosis identified as a debilitating muscle disease and the doctor never told her! You may have a medical condition listed in your medical records that you really […]

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Enrolling in Medicare for Baby Boomers

If you are a Baby Boomer, it’s your time! Why?  Until the year 2030, 10,000 people daily will turn 65. Lucky you! When that happens, you will be eligible for MEDICARE. The government’s book on Medicare is more than 100 pages!  And it’s boring.  Below is my condensed version, more like a Reader’s Digest article. What we are reviewing in this article is […]

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“Short-Term” Health Plans – Better Fit for You and Your Family?

Not all health insurance plans are created equal Some health plans are meant to cover you and your small business for a very long time, and others are meant to cover you for short terms, and others only cover limited conditions. However, just like long term plans, there are hidden pitfalls that you might not […]

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Obamacare (A.C.A.), Medical Cost-Sharing Plans, and even more…with Help Insure Us

Which Type of Health Plan offers Small Business owners the Best Value? Unless small business owners are receiving subsidies from the government to help pay for your Obamacare plan, some of you are having to pay upwards of $20,000 dollars a year for Obamacare coverage. And you STILL have to meet a deductible before they pay […]

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Should I Ask for the Cash Price at My Doctor’s Office?

What happens if a PROVIDER joins a provider network such as a CIGNA HMO or PHCS PPO or BC/BS HMO? Answer: The provider has agreed on “negotiated” pricing for patients with a health plan using those networks.   FACT:  Negotiated rates paid by YOUR HEALTH PLAN to doctors are sometimes more than the cash price […]

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