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How Small Businesses Benefit from Life Insurance

Strategies on How Small Businesses Benefit from Life Insurance Every day, as a small business owner, the decisions you make will affect many people in your life.  Developing a solid life insurance strategy will determine how your small business prospers.  Surprisingly, a valuable tool for owners in solving various business needs is through the proper […]

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Yikes! What she found in her medical records was devastating

First off, understand this. They’re YOUR medical records. Recently, someone applying for one of our health plans learned something that truly shocked her. Written in her records was a diagnosis identified as a debilitating muscle disease and the doctor never told her! You may have a medical condition listed in your medical records that you really […]

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Enrolling in Medicare for Baby Boomers

If you are a Baby Boomer, it’s your time! Why?  Until the year 2030, 10,000 people daily will turn 65. Lucky you! When that happens, you will be eligible for MEDICARE. The government’s book on Medicare is more than 100 pages!  And it’s boring.  Below is my condensed version, more like a Reader’s Digest article. What we are reviewing in this article is […]

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Should I Ask for the Cash Price at My Doctor’s Office?

What happens if a PROVIDER joins a provider network such as a CIGNA HMO or PHCS PPO or BC/BS HMO? Answer: The provider has agreed on “negotiated” pricing for patients with a health plan using those networks.   FACT:  Negotiated rates paid by YOUR HEALTH PLAN to doctors are sometimes more than the cash price […]

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