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Obamacare (A.C.A.), Medical Cost-Sharing Plans, and even more…with Help Insure Us

Which Type of Health Plan offers Small Business owners the Best Value? Unless small business owners are receiving subsidies from the government to help pay for your Obamacare plan, some of you are having to pay upwards of $20,000 dollars a year for Obamacare coverage. And you STILL have to meet a deductible before they pay […]

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When to Review a Life Insurance Policy

Your life insurance policy can offer assurance and stability for your family should you pass away. But that policy needs to be revised and updated from time to time, especially when a life-changing experience occurs. Review your policy if one of the following events occurs. Having a child Having kids is a lot of responsibility. […]

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Should I Ask for the Cash Price at My Doctor’s Office?

What happens if a PROVIDER joins a provider network such as a CIGNA HMO or PHCS PPO or BC/BS HMO? Answer: The provider has agreed on “negotiated” pricing for patients with a health plan using those networks.   FACT:  Negotiated rates paid by YOUR HEALTH PLAN to doctors are sometimes more than the cash price […]

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Inside Your Health Plan! Being Wrong About This Part Could Cost You Dearly

There are Certain Types of Medical Treatment Not Covered by Your Health Policy When a serious medical need arises there are often multiple stages that one goes through on the path to recovery. For instance, a stroke victim may stay in a hospital for several days but then will be released to either the care of a […]

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