Should I Ask for the Cash Price?
IS CASH STILL KING? What happens if a PROVIDER joins a provider network such as a CIGNA HMO or PHCS PPO or BC/BS HMO? Answer: The provider has agreed on “negotiated” pricing for patients with a health plan using those networks. FACT: Negotiated rates paid by YOUR HEALTH PLAN to doctors are sometimes more than […]Read More
For those with a health savings account (HSA) combined with a qualifying high-deductible health plan it helps to be aware of the changes that went into effect Jan. 1, 2018. What’s changing with with your health savings account The maximum contribution for 2018 is $3,450 for individuals and $6,900 for families. This is slightly more than 2017. However, anyone […]Read More
Are you a Baby Boomer? It’s a fact that from now until the year 2030 10,000 people per day will turn 65. Lucky you! When that happens you will be eligible for MEDICARE. The government’s book on Medicare is in excess of 100 pages! And it’s boring. Below is my condensed version, more like a Reader’s Digest article. By the […]Read More
First off, understand this. They’re YOUR medical records. Recently, someone applying for one of our health plans learned something that truly shocked her. Written in her records was a diagnosis that she has a debilitating muscle disease – and the doctor never told her! You may have a medical condition listed in your medical records […]Read More