First off, understand this.
They’re YOUR medical records.
|Recently, someone applying for one of our health plans learned something that truly shocked him. Written in his records was a diagnosis that he has a debilitating muscle disease – and the doctor never told him!
You may have a medical condition listed in your medical records that you do not have or do not know about!
In this man’s case it was eventually learned that the condition was not his but was for ANOTHER PATIENT and was mistakenly included in his records. It took time and effort for him to get this mistake corrected.
Everyone should ask to see and get a copy of their health records from the Medical Information Bureau (MIB), if for no other reason than the see if you agree with the information that is being written about you.
It’s the law – you have the right to obtain your medical records and other health information.
Like a credit bureau, there’s a Medical Information Bureau. Your MIB report shows key risk factors about you like health-related conditions. Other insurance companies can access, review, and confirm this information to prevent fraud if you apply again for certain types of insurance.
You are entitled to one free report from the MIB annually. Simply call the MIB at 1-866-692-6901 and help them identify your file – if one exists.
Are there ERRORS in your medical records?
Once you have your MIB report you can use it by asking your provider to change any wrong information in your file or, at least, to add information to your file if it is incomplete.
In most cases the file should be changed within 60 days, but the hospital can take an extra 30 days if you are given a reason.
Be wise & stay informed.